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Personal Checking Accounts

Choose Your Checking Account

Your checking account should fit you. Maybe you just want a basic, free checking account that allows you to access your money as you need it. Or, perhaps you prefer a checking account that allows you to earn interest on your balance. DeWitt Bank & Trust Co., we offer five checking accounts to allow you to choose which account works best for you. Each of our checking accounts include:

  • Free first box of checks
  • Free Mastercard check cards
  • Free Online Banking & Bill Pay
  • Free eStatements
  • Direct deposit capability
  • Free mobile banking
  • Free easy-to-balance monthly statement
  • Free thank you gift
  • Buy-back of your old checks and check card

Compare Our Checking Accounts

Account NameChoose this account if...Opening Balance RequirementAccount DetailsFees

Totally Free Checking

You want an account with no fees.

$25

No minimum balance

No monthly service charge

Free thank you gift

None

Incentive Checking

You want to earn the highest interest rate the more you use your account.$25

Highest interest rates with qualifying transactions

Competitive interest even without qualifying transactions

No minimum balance

No monthly service charge

Earn cash back every month by just using your check card

None

Interest Checking

You want free checking with the convenience of direct deposit or any automatic payment.

$25

Competitive interest

No minimum balance

No monthly service charge

None

High Interest CheckingYou can maintain a higher balance and want to earn a higher interest rate.$25

Higher interest rate with a balance of $1,500 or more

Competitive interest rate if balance falls below $1,500

$8 monthly charge if minimum balance falls below $1,500
50+ CheckingYou’re age 50 or better and want a free checking account.$25

Competitive interest

No minimum balance

No monthly service charge

None

Open a Checking Account Today

If you want to experience the power of being able to choose the checking account that works best for you, get started by completing our checking account application.

Deposit Account Application

  • Shelby Burke

    Shelby Burke

    Assistant Vice President & Retail Banker

    NMLS: 1996600

    Divisions: Auto Loans, Business Banking, Home Equity Loans, Personal Banking, Personal Loans

    Location: DeWitt

    Phone: (563) 659-3211 (563) 659-3211

    Contact Me
  • Jessica Hasenmiller

    Jessica Hasenmiller

    Personal Banker

    Divisions: Business Banking, Personal Banking

    Location: DeWitt

    Phone: (563) 659-3211 (563) 659-3211

    Contact Me
  • Dee Kearney

    Dee Kearney

    Personal Banker

    Divisions: Business Banking, Personal Banking

    Location: DeWitt

    Phone: (563) 659-3211 (563) 659-3211

    Contact Me
  • Marissa Schmidtke

    Marissa Schmidtke

    Personal Banker

    Divisions: Auto Loans, Business Banking, Personal Banking, Personal Loans

    Location: DeWitt

    Phone: (563) 659-3211 (563) 659-3211

    Contact Me
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Financial Calculators

Get an idea of what the future of your finances may hold and develop a plan by using DeWitt Bank & Trust Co.’s financial calculators.

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FAQs

If you have questions about the online, bill pay, or mobile banking services offered at DeWitt Bank & Trust Co., we’ve got your answers.

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Fraud Prevention & Identity Theft

Learn what steps you need to follow if you believe you have been a victim of fraud or identity theft, including how you can file a complaint.

Protect Your Identity

Lost or Stolen Card

If you believe your check card or credit card has been lost or stolen, contact DeWitt Bank & Trust Co. immediately to freeze your cards.

Contact the Bank

Reorder Checks

If you need more checks for your personal or business checking account, you can place an order that can be delivered right to your door.

Order More Checks

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