Privacy Policy

 

FACTS

What DOES DeWitt Bank & Trust Co.
DO WITH YOUR PERSONAL INFORMATION?

   
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
   
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • payment history and account balances
  • credit history and credit scores
  • income

   
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons DeWitt Bank & Trust Co. chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does DeWitt Bank & Trust Co. share?

Can you limit this sharing?

For our everyday business purposes —
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus.

Yes No

For our marketing purposes —
to offer our products and services to you.

Yes No

For joint marketing with other financial companies

Yes No

For our affiliates’ everyday business purposes —
information about your creditworthiness

No we don't share

For our affiliates’ everyday business purposes —
information about your transactions and experiences.

No we don't share

For nonaffiliates to market to you

No we don't share

For our affiliates to market to you

No we don't share

 

Questions? Call 563-659-3211 or go to www.dewittbank.com

 

Who we are  
Who is providing this notice DeWitt Bank & Trust Co.

 

What we do  

How does DeWitt Bank & Trust Co.
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does DeWitt Bank & Trust Co.
collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions  

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • none

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • none

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing providers include insurance services providers.

 

Online Account Access

To access your accounts online, you must use the Access ID and/or other means of access we establish or provide for your use together with a PIN. Anyone to whom you give your user Access ID and password will have full access to your accounts even if you attempt to limit that person’s authority.

When you enter your Access ID and your password at the login page, that information is sent over a secure connection to our online banking service provider, who verifies that your Access ID and password are correct and process your request to access your accounts. If you make an error in your entry of the Access ID and/or password, you will not gain online access to your accounts. After three unsuccessful login attempts, your account is locked. You will have to contact DeWitt Bank & Trust Co. to have your account unlocked.