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Privacy Policy at DeWitt Bank & Trust Co.At DeWitt
Bank & Trust Co. we recognize the importance of maintaining the confidentiality
of our customers’ information. In
our continuing commitment to provide our customers with the level of confidence
and trust you have grown to expect, the following privacy guidelines have been
established. We want you to
understand what information we collect and how we use it.
In order to provide our customers with a broad range of financial
products and services as conveniently as possible, we use technology to manage
and maintain customer information.
The following policy serves as a standard for all DeWitt Bank & Trust Co.
employees for collection, use, retention and security of nonpublic personal
information.
What Information We Collect We
collect and retain non-public personal information about you when we believe
that the information will assist us in our business and in providing products,
services and other opportunities to our customers.
One of the main reasons we collect certain information is to protect your
accounts and identify you. The
information we collect will also be used to comply with certain laws and
regulations that may apply to us and to help us better understand your financial
needs as we design and improve our products and services.
We will also use your information to administer your accounts and
transactions and to provide you with products and services that will best assist
you. We
collect nonpublic personal information about you from the following sources:
information we receive from you on applications and other forms;
information we receive from you on insurance applications; information about
your transactions with us, our affiliates or others; and information we receive
from a consumer reporting agency. We may
disclose all of the information we collect as described above, to companies that
perform marketing services on our behalf or to other financial institutions with
whom we have joint marketing agreements.
For example, we may use service providers to assist us in marketing our
products to you through direct mail. We are
permitted under law to disclose nonpublic personal information about you to
“nonaffiliated third parties” in certain other circumstances.
For example, we may disclose nonpublic personal information about you to
third parties to assist us in servicing your loan or account with us, to
government entities in response to subpoenas, and to credit bureaus.
We do not disclose any nonpublic personal information about you to any
other third parties, except as permitted by law.
We do not sell our customer information to any third party. If you
decide to close your account or become an inactive customer, we will continue to
adhere to the privacy policies and practices described in this notice.
Protection of Information Access to
your personal financial information is limited to employees with a specific
business reason for utilizing the data. Our employees understand the importance
of maintaining the confidentiality and privacy of our customers’ information.
DeWitt Bank & Trust Co. maintains physical, electrical and procedural
safeguards that comply with federal standards to guard your nonpublic personal
information. We do not
reveal specific information about our customers’ accounts or other personally
identifiable data unless: our customer has requested or authorized it; the
information is provided to help complete a transaction initiated by our
customer; the information is provided to a reputable credit bureau or similar
information reporting agency; or disclosure is lawfully permitted or required. We can be
reached via email at bank@dewittbank.com
or you can phone us at 563-659-3211. We
collect the domain name and email address (where possible) of visitors to our
web page, the email addresses of those who communicated with us via email and
information volunteered by the consumer. The
information we collect is used to improve the content of our web page, used by
us to contact consumers for marketing purposes and not shared with other
organizations for commercial purposes.
Removal from Lists If you do
not want to receive mailings with information on new products and services from
us, other than inserts in your statements, please let us know by calling us at
563-659-3211 or writing to us at: DeWitt Bank & Trust Co.,
Electronic Delivery of
Customer Information Agreement and Disclosure This
agreement states the terms and conditions that apply when you use DeWitt Bank &
Trust Co. Online Banking. The terms are
in addition to those that apply to any accounts you have with us or any other
services you obtain from us. You
must also follow all of our instructions and procedures applicable to the
services covered by this agreement. This
refers to each person who establishes Electronic Services with us or who uses or
is authorized to use a DeWitt Bank & Trust Online access and password or other
means of access we establish or approve.
The terms refer to our services that allow you to make payments, transfer
funds, access accounts, obtain information, receive bank statements, and perform
other transactions over the Internet and/or telephone.
DeWitt Bank & Trust Company reserves the right to suspend your use of
Electronic Services at any time. As a
reminder to those who correspond with us via email, while it is fast and
convenient, it is not a secure method of communication.
We recommend you take care not to send emails containing any personal,
private or sensitive information you would not want viewed by a third party.
We suggest that you do not send an email that includes your account
numbers, social security numbers, credit card numbers, PIN’s, security code or
passwords.
Online Account Access To access
your accounts online, you must use the Access ID and/or other means of access we
establish or provide for your use together with a PIN.
Anyone to whom you give your user Access ID and password will have full
access to your accounts even if you attempt to limit that person’s authority. When you
enter your Access ID and your password at the login page, that information is
sent over a secure connection to our online banking service provider, who
verifies that your Access ID and password are correct and process your request
to access your accounts. If you make
an error in your entry of the Access ID and/or password, you will not gain
online access to your accounts.
After three unsuccessful login attempts, your account is locked.
You will have to contact DeWitt Bank & Trust Co. to have your account
unlocked. |
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